Agents and Brokers

"Assisting agents and brokers in their pursuit of excellent client service"

Austin & Stanovich is an independent risk management consulting and insurance advisory company that does not sell insurance. We provide in-depth technical risk management and insurance expertise to complement that provided by agency and brokerage staff. Who ultimately benefits from your use of Austin & Stanovich? Your client.

As hands-on practitioners of insurance and risk management, Austin & Stanovich provides great value to you and your clients as your "outsourced expert" when you:

		review, analyze and compare complex insurance programs,
		are challenged with a large or complex account,
		need to arrange a complicated insurance program,
		need to respond to difficult issues and questions posed by a client,
		would like independent review and comment on current risk management and insurance program structure,
		interpret insurance coverage,
		review an insurer's claim denial,
		consider alternative risk transfer and other types of sophisticated risk financing programs or are faced with other situations in which you need the added help of an insurance and risk management specialist.

Some examples of work we have done for agents and brokers include:

		attend client meetings to discuss solutions to client issues,
		help restructure complex insurance programs to improve coverage, limits and cost,
		assist in determining business income values, including properly completing a business income worksheet and explaining the options available for business income coverage,
		evaluate the risk and insurance issues found in client's contracts and agreements (i.e. construction or real estate lease agreements) with recommendations on how to handle the insurance implications,
		provide quality assurance by independent review and comment on client risk management programs including use of insurance with recommendations on coverage, structure and cost, and
		verify the accuracy of Workers' compensation experience rating and project "test modifications" for future policy years.

With Austin & Stanovich you have access to expertise you often need for certain situations but not the expense of an additional employee. We can be your outsourced solution.

Learn more about our consultants.